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Insurance whose the best

8.2K views 47 replies 23 participants last post by  Brandon32689  
#1 ·
I've done lots of reading threw here about insurance. I'm about to get a new rzr and wondering who to go with I did a quote on gieco and progressive and man 1000 dollars a year is crazy! Where is a better deal also I called Allstate and same price
 
#15 ·
I've done lots of reading threw here about insurance. I'm about to get a new rzr and wondering who to go with I did a quote on gieco and progressive and man 1000 dollars a year is crazy! Where is a better deal also I called Allstate and same price
I have State Farm... Full coverage with uninsured, rental and glass coverage... Just remember cheap doesn't equate to being good coverage...
If it your insurance doesn't cover your accessories then what good is it???

What do you pay


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#16 · (Edited)
I got a quote for a xp1k 4 from progressive for 708. That's the only place I have checked so far.
 
#18 ·
I've done lots of reading threw here about insurance. I'm about to get a new rzr and wondering who to go with I did a quote on gieco and progressive and man 1000 dollars a year is crazy! Where is a better deal also I called Allstate and same price
I have State Farm... Full coverage with uninsured, rental and glass coverage... Just remember cheap doesn't equate to being good coverage...
If it your insurance doesn't cover your accessories then what good is it???

What do you pay
What I pay is irrelevant, I'm 64 no tickets a few claims through the years... All my insurance is with State Farm except Life Insurance...

Insurance cost is based off some of the following:

1) Age
2) Sex (I always mark YES)
3) Location (zip code)
4) If your ride is garaged or left outside
5) Driving record
6) Miles driven each year
7) Own or rent your residence
8) Credit history
9) Multiple vehicle credits, home, jewelry, guns, contents, umbrella policies etc.
10) Years with insurance company (I've been with State Farm since 1968)
 
#23 ·
Allstate full coverge 90.00 a year perRZR
2= rzr XP1000 and 1= 900 XP
i just upped my PIP to 10000.00 each now 125.00 each. Does not effect my car ins rates. All of them are street leagle.
I do have home owners,car, trailer, motorcycle ect with them and i am 50.
These are all factors in the pricing market. I do have a great Agent.
 
#26 ·
I have had Formost for years on my motorcycle, boats and RZR's. I have only had a couple claims, one on water craft and one on RZR. Sea-doo jet ski was fixed in two weeks. (a little over $2000. in damage) My RZR was fixed in three weeks. (a little over $5000.in damage)

I pay just under $400. a year full coverage with approx. $5000 accessories. No hassles.

I am sure there is others good ins. out there, but I have had no problems with Formost.

Good luck with your decision.