Cheap ain't cool, and Cool AIN'T cheap! As they say.
IMO, 6psi max on STOCK machine (no head gasket, studs, springs, NOTHING).
You can go CHEAP NOW and PAY LATER. Or you can PAY NOW and do it RIGHT.
Its all in what YOU think is worth it. As a rule of thumb, HP doubles at 15psi. 6psi will give you a 40% increase in HP but cost you 60% as much as building a 15psi system. Your cost / lb boost decreases as you go up.
The biggest problem with all of the entry level to mid level turbo kits is the fuel controller. This (tuning) is what puts a bad taste in the mouth of many people about turbo kits. I bought my Aerocharger turbo kit second hand after 1 weekend from a guy because he couldn't get it running right. He wanted a bolt on a go kit. The ONLY way this is possible is to use a high end ECM / Fuel Control system like the new AEM. That adds $2k alone.
If you want bolt & go, sell your car and buy an XPT. If you like to tinker, want a new hobby, want to learn a lot and challenge yourself in something new than turbo your existing car, it can be very rewarding to conquer the challenge.