So I let my 12 year old daughter drive my "S" which I always do and she has always done a great job with me in it. This time she was just taking a friend for a spin in the dirt lot a few lots down and decided to show off a little for her friend and started doing doughnuts. Well it didn't work out so well. She ended up parking the RZR into our neighbors new cinder block wall putting a hole in the wall and pushing the right front wheel of the RZR back about 8in to where it rubs the plastic every time you turn to the right. Anyone know if insurance will cover a minor driving. We have full coverage insurance and I am pretty sure they will but just don't know. Haven't had time to call my insurance agent yet and ask who is also my neighbor to ask if they will cover it. I'm a little worried about possible frame damage since where the A-ams connect to the frame are buckled. Hopefully it's not a total loss and really glad they were wearing the 5 point harness correctly and no one was hurt. I have caught my kids a few times riding without the shoulder harnesses locked into the waist belt.