If the pin is stuck down it can also completely cut off the oil flow to the cam and lifters. Been there done that got the T shirt. I know you are sick of messing with this, but learn from my mistakes. If it were mine and I had to do it all over again I would pull the top end and remove the lifters. I had this same problem. Mine was caused by a poor "rebuild" job. Someone got crazy with RTV silicone and it sucked it up against the pickup tube screen, the relief valve stuck and the cam and lifters went metal on metal. Ran the cam flat and ruined the lifters. All sorts of debris throughout the engine.
Removing the head doesnt take long, I can do a top end job on mine in about 45 minutes. Just pull off the cylinder head and fish the lifters out with a magnet. The lifters are the same exact dimensions from a small block 350. If you cant get the lifters to come out with a magnet that is a sign you need to pull the motor and inspect further. When the lifters and cam go its usually quick, if you catch it soon enough you can clean up the mess and prevent a catastrophe. I pressed my old crankshaft apart, they are a press fit design and it was full of goop, metal and oil mixture that was almost a paste. It plugged the oil passages and caused premature rod failure. All of this was due to poor maintenance and a stuck dowel.
Had I pulled it down the first time I probably wouldve saved myself a headache and a good chunk of change!
I was able to pull the valve cover and there wasnt a drop of oil in it with it running. Once I decided to tear into it, the bottom end was gone. It ate up a rod bearing. I got it cleaned up and rebuilt it myself, but I really wish I had gone the extra mile first and checked it all out. If you are hearing tapping from the top end there is a chance the cam has gone flat, it doesnt take long. I literally ran mine for about 10 minutes trying to follow the advice to warm it up to get the dowel out.
I finally had to use a pick tool and push it out from behind the oil pump once I had the motor apart. To answer your question on why they stick, its shitty casting job by polaris on the cases. The 800 has its flaws, but as mentioned if you read up about them and fix all the known issues they are very reliable and fun!