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post #16 of 41 Old September 23rd, 2011, 06:28 PM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Thanks Guys. The wheels are pure Polaris 14" WREC they are supposed to be like a powder coat. Great insurance company.
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post #17 of 41 Old October 6th, 2011, 09:06 PM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Got the Pro Armor doors on today.
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post #18 of 41 Old October 6th, 2011, 09:10 PM
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Re: New 900 XP to replace wrecked one

Quote:
Originally Posted by Magicmantx View Post
Those wheels are awful I cant believe you would ride around on those wheels yuk . I would be happy to take those wheels just to help you out LOL. Yep those are pretty cool wheels.
I was thinking the same thing.lol those are nice!
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post #19 of 41 Old October 14th, 2011, 01:31 PM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Put on the Momo steering wheel and shift knob.
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post #20 of 41 Old October 14th, 2011, 01:37 PM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Ez-Steer power steering.
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post #21 of 41 Old October 14th, 2011, 01:39 PM
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Re: New 900 XP to replace wrecked one

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Put on the Momo steering wheel and shift knob.
Sweet !!!!
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post #22 of 41 Old October 14th, 2011, 01:41 PM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Speakers and amp for XM or ipod.
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post #23 of 41 Old October 14th, 2011, 01:51 PM
 
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Re: New 900 XP to replace wrecked one

So who was your insurance company??
I need to insure mine. Thanx
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post #24 of 41 Old October 14th, 2011, 01:53 PM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Cincinnati Insurance Company.
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post #25 of 41 Old October 18th, 2011, 09:35 PM
 
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Re: New 900 XP to replace wrecked one

Quote:
Originally Posted by scottr View Post
Cincinnati Insurance Company.
Well lets hear some more details lol.....They don't mind, heck it gives them business.

I am getting full coverage on my 800 tomorrow, insured at $25,000. $25/month, $250 deductible

Very crucial!!!--------- Did they pay full amount back? I took out a rider for accessories and mods. Did you try to buy back your old rzr? If so how much did they ask and how did you go about it?

I just recently knew a guy that bought his 800 back for $900....just want more feedback
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post #26 of 41 Old October 19th, 2011, 07:44 AM
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Re: New 900 XP to replace wrecked one

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Originally Posted by SoarinMcCoy View Post
.... Did you try to buy back your old rzr? If so how much did they ask and how did you go about it?

I just recently knew a guy that bought his 800 back for $900....just want more feedback
In my area the buyback value is established by salvage companies at least with my insurer. My XP with mods had an easy $23k of receipts. It was rolled and definitely had a list of repairs. The gray area becomes is it "totaled" or "deemed repairable".

The adjustors and claims writers have been thru these scenarios a thousand times. They know exactly what most guys want to do with it; Get a full payoff and still get the damaged one back for little or nothing. The only way to get a full payoff in theory is that the damaged one is $0. But the damaged one generally has good value left. They are usually very repairable.

My wrecked XP was delivered to the dealer on purpose. The dealer had plenty of time to write a repair - on his turf. From that estimate the insurer lets "salvage" dudes somehow got ahold of it and the photos and bids are submitted. My Polaris dealer said this is common from mini bikes to full dress road bikes to snowmobiles.. been doing it for years, you get it. So my claim was no different, or was it? the difference is how well the interaction goes with your local claims guy, your dealer and yourself.

I did make sure that once the estimate was written and claims guy saw it at the dealer that I drove down and took it back. In my possession. I'm not stupid. I knew the insurer would find it much easier to cut a deal with me rather than the extra burden and uncertainties of the salvage route.

So if it is deemed repairable then the insurer must deduct some amount from the full payoff value. Therein is the gray area. Mitigating factors play in. Like how old it was etc. I sat with the claims guy in his office and we negotiated. Came out OK. I recommend a Friday afternoon. You know.

I'm guessing ten guys with ten different insurers and ten different dealers (same wreck) would get ten different results.
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post #27 of 41 Old October 19th, 2011, 07:57 AM
 
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Re: New 900 XP to replace wrecked one

Your insurance company works fast, my mom is a agent and I don't know if shes even that fast on claims.
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post #28 of 41 Old October 31st, 2011, 09:04 PM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Put on Fullbore rzr-xp intake scoops




Last edited by scottr; October 31st, 2011 at 09:08 PM.
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post #29 of 41 Old November 1st, 2011, 07:26 AM
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Re: New 900 XP to replace wrecked one

Intake scoops?? Ive never seen these before, are they functional?
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post #30 of 41 Old November 1st, 2011, 07:57 AM Thread Starter
 
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Re: New 900 XP to replace wrecked one

Not sure if they really work in theory they should, I also like the way they look.
Check out this thread.
http://www.rzrforums.net/utv-inc/493...ke-scoops.html
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