credit score to buy rzr? - Polaris RZR Forum - RZR Forums.net

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View Poll Results: what was your score at time of purchase?
0-400 5 1.46%
401-475 2 0.58%
476-520 2 0.58%
521-600 8 2.34%
601-650 18 5.26%
651-700 40 11.70%
701-780 140 40.94%
781-850 127 37.13%
Voters: 342. You may not vote on this poll

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post #1 of 124 Old April 11th, 2010, 07:37 AM Thread Starter
 
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credit score to buy rzr?

I know this is a little personel but thouse of you who financed your rzr and feel comfortable answering this poll please do. I have been wondering what kind of a score will be required for me to purchase a rzr. in my area a rzr le with a winch and full skid and a-arm armor comes to around $17,000
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post #2 of 124 Old April 11th, 2010, 08:33 AM
 
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Re: credit score to buy rzr?

I paid cash for mine.

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post #3 of 124 Old April 11th, 2010, 08:53 AM
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Re: credit score to buy rzr?

0-400 for me

stuff for sale. check  link for items: 
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post #4 of 124 Old April 11th, 2010, 08:55 AM
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Re: credit score to buy rzr?

i had 402, but I bought cash

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post #5 of 124 Old April 11th, 2010, 08:59 AM Thread Starter
 
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Re: credit score to buy rzr?

I used to have great credit but it fell. Ive got it back up to 666 and i see that some were able to get the funds with a score under 500 so my chances are looking good i suppose. lol
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post #6 of 124 Old April 11th, 2010, 09:16 AM
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Re: credit score to buy rzr?

Be careful, it is likely that you will get stuck with a high interest rate if your score is low............the banks are not doing anyone any favors.
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post #7 of 124 Old April 11th, 2010, 09:25 AM
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Re: credit score to buy rzr?

Quote:
Originally Posted by GIFF-TURBO RZR View Post
Be careful, it is likely that you will get stuck with a high interest rate if your score is low............the banks are not doing anyone any favors.


Boy your not wrong there Gary... Banks suck BIG Air...
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post #8 of 124 Old April 11th, 2010, 09:30 AM
Just kidding!
 
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Re: credit score to buy rzr?

Mine was 600 to 650 and I got a 2% loan.I though the 2% loan was a dam good deal.Maybe the big bottle of Sky Vodka I brought the salemanager helped.lol
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post #9 of 124 Old April 11th, 2010, 09:56 AM
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Re: credit score to buy rzr?

830..... no interest for 2 yrs then 2%

their was a report on yahoo news yesterday....it was on reports to better business bureau on bad customer support and the way or what has been done at businesses most types of places where at a plus or minus 3%........ bank complaints have risen 48%....lol

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post #10 of 124 Old April 11th, 2010, 09:59 AM
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Re: credit score to buy rzr?

Quote:
Originally Posted by johnnycat8 View Post
830..... no interest for 2 yrs then 2%

their was a report on yahoo news yesterday....it was on reports to better business bureau on bad customer support and the way or what has been done at businesses most types of places where at a plus or minus 3%........ bank complaints have risen 48%....lol
Dam 830 can you cosign a coach and stacker trailer for me.lol
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post #11 of 124 Old April 11th, 2010, 10:07 AM
 
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Re: credit score to buy rzr?

I dont know what my score is...It must be good ...because I got a tab going at the Local TavernWhen I bought RZR I used the 1 payment plan...BankersHate That!!!!

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post #12 of 124 Old April 11th, 2010, 10:09 AM
 
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Re: credit score to buy rzr?

740ish for me, financed 5 years at 4% for 14700. Will have it payed off well before 5 years though. This is my only current debt.
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post #13 of 124 Old April 11th, 2010, 10:24 AM
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Re: credit score to buy rzr?

I didn't finance my RZR, but I recently refinanced my house at 4.5%... I thought that was pretty good for a home mortgage.
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post #14 of 124 Old April 11th, 2010, 10:33 AM
 
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Re: credit score to buy rzr?

Quote:
Originally Posted by crazywatson View Post
Quote:
Originally Posted by johnnycat8 View Post
830..... no interest for 2 yrs then 2%

their was a report on yahoo news yesterday....it was on reports to better business bureau on bad customer support and the way or what has been done at businesses most types of places where at a plus or minus 3%........ bank complaints have risen 48%....lol
Dam 830 can you cosign a coach and stacker trailer for me.lol

Yea! I hear that! Come on up to Redding, we can kill a bottle of Jack and I can get your autograph! I see a Tatum sand car in my future!

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post #15 of 124 Old April 11th, 2010, 01:50 PM
 
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Re: credit score to buy rzr?

We just went from a 30 to 15 and got 4.25. I thought that was awesome. If we were to just pay the minimum payment, we'd still save over 80,000 vs a 30 year load.

Credit scores are a joke. Mine was 801, then someone with the same name as me took out a loan from some place in Oregon. That person never made a payment and the finance company sued me. Me, I wasn't even the guy that took out the loan. We had to get a lawyer (they ended up paying for it). We thought it was all taken care off till we refinanced our house, and guess what showed up on my credit report. Anyways, I'm going through the process of cleaning up the mess, but still I was told it would take at least 6 months for the credit report companies to get it straightened out. What a joke.

Quote:
Originally Posted by Tuf-Skin View Post
I didn't finance my RZR, but I recently refinanced my house at 4.5%... I thought that was pretty good for a home mortgage.



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