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post #1 of 40 Old January 13th, 2010, 12:52 PM Thread Starter
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Idaho flag RZR... Insurance

I am wondering for those of you that buy insurance for your rzr what do you buy. I had full coverage put on my rzr @ 15k and for the year it was $161 a year. I think it is pretty good but wanted to see what everyone else was paying.
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post #2 of 40 Old January 13th, 2010, 12:54 PM
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Re: RZR... Insurance

I pay $220 a year and they already paid out $4500 on a claim
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post #3 of 40 Old January 13th, 2010, 01:14 PM
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Re: RZR... Insurance

I am paying 140 a year
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post #4 of 40 Old January 13th, 2010, 01:15 PM Thread Starter
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Re: RZR... Insurance

full coverage??? what carrier??
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post #5 of 40 Old January 13th, 2010, 01:24 PM
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post #6 of 40 Old January 13th, 2010, 01:25 PM
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Re: RZR... Insurance

Mine is $230 with Progressive. The RZR + $3000 in accessories with $1000 deductible.
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post #7 of 40 Old January 13th, 2010, 01:36 PM
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Re: RZR... Insurance

The $260 I am paying covers selected extras that I included as a rider when I signed up.......an now that I think about it my premium might be more like $290......
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post #8 of 40 Old January 13th, 2010, 01:38 PM
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Re: RZR... Insurance

$280 with Progressive (with high limits due to the requirements of my umbrella) for full coverage. It pays to shop around. My Can-Am Spyder is with Auto-Owners and is $450 a year ... Progressive wanted $1,300 a year for the same ride!!!!
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post #9 of 40 Old January 13th, 2010, 01:43 PM
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Re: RZR... Insurance

I placed my bet with state farm cost $180 a year. I have bet betting them for the last 30 years that my home would burn down, I would total my cars,boat,rv, motor cycle, and rzr. So far the Casino I mean state farm has done nothing, but take my money probably well over 50k. I don't think its a real good bet that I am going to F-up, but we never know!! One thing for certain The Casino, I mean Insurance Company always wins that bet with me. I bet most have the same result as I do when you place a bet at the Casino....You lose they win!!!
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post #10 of 40 Old January 13th, 2010, 01:48 PM
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Re: RZR... Insurance

Foremost Insurance RZR plus (accessories of $6000) cost $230 per year

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post #11 of 40 Old January 13th, 2010, 03:00 PM
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Re: RZR... Insurance

Foremost @ 251.00 per year. Can't recall the limits though.
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post #12 of 40 Old January 13th, 2010, 03:46 PM
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Re: RZR... Insurance

progressive, $160, full coverage with $100 deductible :rzrs:
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post #13 of 40 Old January 13th, 2010, 03:48 PM
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Re: RZR... Insurance

State Farm for me... Full coverage...
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post #14 of 40 Old January 13th, 2010, 04:32 PM
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Re: RZR... Insurance

Been with State Farm for 37 years. With the exception of my '59 Chevy, which wasn't worth 16 cents 37 years ago, I Always carried Full Freakin Coverage on Everything I own. Towing, replacement, liability, collision, comprehensive.................everything!!! I got insurance poor last year, and dropped the collision on my daughter's '02 Cavalier. Book value was crap, so I dropped it. Never had a claim except a big time broken windshield 10 years ago, $300.00 (I pay over $8k for 2 business, shop, home, cars, trucks every year!)
So, Jan 3rd, she rolls the car during a big snow. No other cars, no liability, but the car is T Totaled. S W E E T! Smooth Move! Never Again! I insure the RZR for full replacement and more, about $205 per year! Worth every penny! That's the second Chevy I've owned that wasn't woth 16 cents!
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post #15 of 40 Old January 13th, 2010, 06:41 PM
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Re: RZR... Insurance

X2



Quote:
Originally Posted by skipdaddie View Post
Mine is $230 with Progressive. The RZR + $3000 in accessories with $1000 deductible.

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